IMOs Await Word on Reserving Conditions Under DOL Exemption

Marketing organizations say reserve requirements might be too high to conduct business.

February 2017 |  Read Article

FIAs Balance the Interest Rate/Bond Yield Seesaw

Why adding FIAs to a retirement portfolio can offset the risks of other investments and help retain satisfied clients.

January 2017 |  Read Article

Consumers Can’t Plan for Longevity If They Don’t Acknowledge It

Research shows that although consumers realize they are likely to spend decades in retirement, they don’t expect to save enough money to support themselves for a long post-employment period.

January 2017 |  Read Article

Why an Annuity in a Roth Is Such a Tasty Combination

The only thing better than getting income guaranteed for life is getting that income without having to pay any taxes on it.

December 2016 |  Read Article

Treasury Rule Allows Split Between Annuities, Lump Sum

A new rule will provide pension plan participants with more flexibility by giving them the option of a lump sum or an annuity.

December 2016 |  Read Article

What License Is Needed to Sell Annuities Under DOL Rule?

Being properly licensed to sell annuities under the fiduciary rule is easier than you think.

November 2016 |  Read Article

Annuities: Helping Clients in a Build-Your-Own Pension World

With fewer clients having a pension available to fund their retirements, the opportunity is there for advisors to build retirement income streams using annuities.

November 2016 |  Read Article

FIA Supervision Under Fiduciary Rule: ‘Suitability on Steroids’

What independent insurance agents who sell fixed indexed annuities can expect under new supervision frameworks from marketing organizations authorized to act as financial institutions.

October 2016 |  Read Article

Companies Cutting Commissions From New Fixed Indexed Annuities

By stripping out agent commissions from its new FIA product, a carrier is appealing to fee-only registered investment advisors.

September 2016 |  Read Article

How Annuity Compensation Will Change Under DOL Rule

The best interest contract exemption theoretically allows advisors to continue selling fixed indexed and variable annuities on a commission basis. But being in compliance could be tricky.

September 2016 |  Read Article