Production Specifications

Digital ad requirements

Preferred Format: PDFX1A with fonts and 300dpi images embedded, CMYK

Acceptable file formats

• QuarkXPress 6.0 - include all Mac screen & printer
  fonts and all resource images
• Adobe InDesign CS / CS2 / CS3 - include all screen
  & printer fonts and all resource images
• Adobe Illustrator CS / CS2 / CS3 - include all screen
  & printer fonts and all resource images or embed images
• Adobe Photoshop - must be CMYK, 300dpi. If text is
  used, file must be saved as a hi-res TIF
• Photoshop PDF with fonts embedded

Submision of materials

Ads may be submitted via CD or DVD to:

InsuranceNewsNet.com, Inc.
355 N. 21st Street, Suite 211
Camp Hill, PA 17011
866.707.6786

Ads may also be emailed to innmag@insurancenewsnet.com. FTP also available. Contact an ad representative for details.

Late fees

Advertising materials received after artwork deadline dates will be assessed a $100 late fee. All advertising materials received more than five business days after the artwork deadline will be charged a $200 late fee.

Advertising policies & terms

Cancellations

All cancellations must be received within five days before the ad closing date. Cancellations will not be accepted after space reservation deadline as set forth in the calendar.

Contract year

Contracts not completed within one year and/or cancelled as stated above will be subject to a short-rate charge for the difference between contract rate and earned rate. Delinquent accounts are subject to cancellation and short-rate.

Ads to be produced by InsuranceNewsNet

If we are creating your ad, you must provide the following materials:

• Typewritten text
• Photographs, transparencies or prints
• A clean black and white or digital file of your logo
  saved as a vector EPS (i.e. Illustrator or Freehand)
• A brief mockup or description of your concepts for the ad

Production charges

InsuranceNewsNet Magazine has a wellequipped production facility, available for ad design, layout and copy writing. There will be a minimum production fee of $45 for any work done.

Submission guide

All ad material should be provided in digital format. PUBLISHER cannot guarantee the accuracy of any advertisement submitted without a proof, including PDFs.

Payment terms

All invoices are due net 30 days. All pastdue accounts subject to an additional 1.5% interest charge per month. PUBLISHER cannot guarantee position without a premium charge as set forth in the rate card.

• A recognized agency will receive 15% off gross billing on display space for providing artwork that meets specifications as set forth in rate card. A recognized agency is one that places media advertisements for three or more clients. Commissions will be forfeited if artwork is not submitted according to InsuranceNewsNet’s specifications. Commissions will not be given to agencies that are more than 60 days past due.
• ADVERTISER is liable for all legal fees incurred during past-due collection proceedings.
• The terms and conditions set forth in the rate card of InsuranceNewsNet are incorporated herein as if printed in full.