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Issue: April 2009 See all issues

FEATURES

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Age Of The Annuity

FIXED ANNUITIES WERE UP 60% LAST YEAR, AND IT LOOKS LIKE THE MOMENTUM WILL CONTINUE IN 2009

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LETTER FROM THE EDITOR

Will The Annuity Bubble Burst?

The annuity industry is swinging a double-edged sword right now. Consumers are flocking to the safety of annuities, but many carriers are struggling to keep up with the demand. General economic de

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LIFE

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Think Before You Calculate

How Financial Modeling and Internal Rates of Returns Can Make or Break Your Estate Case

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Warning Policy Loans Not Tax-Free

The Difference Between Untaxed and Tax-Free Could Be Your Liability

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ANNUITIES

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What Does $10,000 A Year Cost?

Why Income Annuities off the best value for retirees.

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Carriers Cut Annuity Production Just As Demand Explodes

Dwindling Reserves Cause Unexpected Reduction in New Business

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HEALTH

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Sometimes Cobra Is Not Worth The Bite

Help Your Clients Decide Between Extending Group Coverage or Buying Individual

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FINANCIAL

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Variable Universal Life: Evolving To Solve A Variety Of Client Needs

From a taxation perspective, VUL looks a lot like a Roth IRA alternative.

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BUSINESS

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Smart Technology Planning For Advisors

Small insurance and financial planning service practices often struggle when making technology decisions. Exclusive and independent producers would rather focus on client relationships than spend

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LIMRA INSIGHTS

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Tough Economy Hits Life, Vas And Ltci In 2008

Unless you were selling fixed annuities and whole life insurance, the fourth quarter of 2008 was one to forget. The two products were the only bright spots in an otherwise bleak period, accordin

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MDRT INSIGHTS

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A Tax-Based Approach To Variable Universal Life

If you are like me, you are always searching for ways to distill information and make it as clear as possible for your prospects to understand.That''s why I developed a variable universal life, o

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AALU INSIGHTS

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Future Of Life Insurance Planning Hinges On Compensation-Related Issues

Despite the central importance of the economy, the focus on compensation issues has risen since the 1990s and is now reaching a crescendo. This issue could have critical consequences for the life

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Cms Estimates 0.5% Growth Factor For Ma In 2010

The Centers for Medicare & Medicaid Services (CMS) is estimating a 0.5 percent increase in the national growth percentage factor for Medicare Advantage (MA) plans for calendar year 2010. Some hea

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Report: Aig Could Be Split Into Three

AIG could be split into three separate government-controlled divisions to save the overall business, according to a Financial Times report. The story circulated around the time AIG was seeking an

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Atlanta Braves Sue Hartford Life

The Atlanta Braves are suing The Hartford for time missed by pitcher Mike Hampton. The Braves want $4.8 million for time Hampton spent on the disabled list last season, from early April to July

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Indexed Sales Up 12.7%, Annuityspecs.Com Reports

Total 2008 sales of indexed annuities reached $26.7 billion, making it the second-highest sales year for the product line, according to the 46th Advantage Index Sales & Market Report by AnnuitySp

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