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Issue: February 2011 See all issues

FEATURES

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Is Estate Planning Dead?

The higher estate tax exemption and lower rate might seem to take the necessity out of estateplanning, but opportunity still abounds.

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The Alchemy Of Closing An Interview With Brian Tracy

Brian Tracy found out how to make sales gold early in his career and he wants everyone else to know the recipe

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LETTER FROM THE EDITOR

The Power To Succeed

Out of uncertainty often comes opportunity. In the areas of estate tax law and health reform, uncertainty is something that we have become all too familiar with. However, the most savvy agents and

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LIFE

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New Disclosure Requirements For Insurers

More states are requiring carriers to inform clients about their alternatives to surrendering policies. Although the disclosures are usually associated with life settlements, they also include other important options for clients.

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ANNUITIES

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Recent Research Trumps Immediate Annuity's Biggest Objection

Clients are often worried about not being able to access their money in immediate income annuities, but a recent LIMRA study dispels that stigma.

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Using The Social Security Benefits Statement As A Sales Weapon

That annual Social Security notice is not just a simple benefits statement, it’s a call to action.

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HEALTH

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Four Health Care Reform Opportunities

Many provisions of health reform have been debated, discussed and dissected, while yet some opportunities have been ignored.

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FINANCIAL

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Cybersecurity: A High-Stakes Gamble For Firms And Clients

Understanding cybersecurity means understanding what’s at stake for your business and your clients.

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BUSINESS

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My Unfair Advantage

Get out in the media and get ahead of the pack.

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LIMRA INSIGHTS

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Find Growth In Small Businesses, Seniors And The Affluent

Even in tough times, profitable opportunities exist in certain demographics.

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MDRT INSIGHTS

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Pecking Order Principle

If you want to rule the roost, you have to crow like you mean it.

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AALU INSIGHTS

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What The New Estate-Planning Provisions Really Mean

Beyond the big news about the new exclusion and rate, the revised estate tax law details mean planning requires some strategic rethinking

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So A Works With Insurers Against Obesity

The economic cost of overweight and obese Americans is $270 billion annually, according to a study by the Society of Actuaries (SOA). The study looked at the costs caused by increased need for me

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Hhs To Monitor Insurer Rate Hikes Closely

A proposed federal regulation will mandate that health insurers with individual and small group policies publicly disclose any rate increases of 10 percent or more so that the Department of Healt

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Case Study: The Split-Dollar Solution

Never pass up the opportunity to sell term life. It opens the door to more lucrative sales later.

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Banks' Fixed, Va Sales On Opposite Ends

As fixed annuity sales continue to slide, variable sales are making up the difference as they are still on the rise, according to the Kehrer-Jackson Monthly Bank Annuity Sales Survey. In fact,

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