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Issue: August 2010 See all issues

FEATURES

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The Story Behind The Story, How Sec 151a Was Overturned

The headlines have been dramatic lately, with the federal court vacating Rule 151A and Congress passing legislation barring the Securities and Exchange Commission from indexed annuity regulation. But the real drama was behind the scenes, complete with grassroots efforts and midnight meetings.

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Designing Your Entrepreneurial Vision

In an exclusive interview with InsuranceNews- Net, best-selling author Michael Gerber dispels the “Entrepreneurial-Myth” – when people who know a lot about a business think they can start a business. Gerber tells producers how they can stop struggling from month to month and start building a real future.

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LIFE

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Illustrations Kill: Avoid Selling On Quotes At All Costs

Why put the work into a quote that gets shot to pieces by a high-net-worth client’s advisors? The key is to be the central advisor.

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The How And Why To Setting Up A Captive Insurance Company

Some big clients are too big for mere products. They need their own captive company.

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ANNUITIES

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Va Sales Face Dangerous Slide Without Ira Rollovers

External exchanges, which helped VA sales grow in the past, can no longer be relied upon for future sales growth.

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Stronger Sales Look Term Certain For Independent Producers

Annuity sales have been in a downward trend, but independent producers are coming back stronger than other distribution channels.

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HEALTH

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Coming To Grips With Reform And Its Impact On Prescription Drug Coverage

The health reform headlines have been about doctors and hospitals, but prescription drugs are an important part of the story.

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FINANCIAL

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Variable Universal Life: Evolving To Solve A Variety Of Client Needs

From a taxation perspective, VUL looks a lot like a Roth IRA alternative.

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BUSINESS

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Gen Y: The Challenges And Opportunities Of Selling To Millennials

The paradoxical millennials learned to do it themselves but still want guidance.

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LIMRA INSIGHTS

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Is Distribution The Biggest Risk That Life Companies Face?

A key risk that executives identified in a recent study was the failure to maintain strong relationships with their current distribution outlets. While this is an ongoing concern for companies, mitigating this risk is especially important during hard times, such as those we experienced in late 2008 and the first half of 2009.

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MDRT INSIGHTS

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Three Paths To Managing Client Wealth

No longer can we simply serve our clients and grow our business without recognizing and embracing this global mindset shift. You can do this in one of three ways.

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AALU INSIGHTS

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In Hunt For Revenue, Congress Aims For Grats

Grantor retained annuity trusts (GRATs) are in the crosshairs for revenue generation, so the time to plan is now.

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90-Day Health Reform Provision Review

Many details of the health care reform legislation are finalized and being rolled out, such as the formation of high-risk pools for administering plans to those with pre-existing medical conditions.

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Fewer New Voluntary Products Expected

New voluntary product creations are down, with 66 percent of carriers planning to produce at least one within the next year, according to the Eastbridge Consulting Group''s recent study, "Voluntar

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Aig To Sell 2 Life Units Again

American International Group is putting AIG Star Life Insurance Co. and AIG Edison Life Insurance Co., its two Japanese life insurance units, up for sale again after indefinitely postponing the sa

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Wsj Discovers Impaired Annuities

An annuity that is popular in the United Kingdom is getting more attention with U.S. media, with The Wall Street Journal the latest to feature impaired annuities. These products offer a larger pay

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